This document outlines the terms and conditions that govern your interaction with Shuaib Holdings, our subsidiaries, and any associated digital properties.

Please take a moment to read through these terms carefully.

By engaging with our services, visiting our website, or interacting with us in a business capacity, you’re agreeing to these terms. Think of this as the foundation of our working relationship. If you have any questions about anything you read here, we encourage you to reach out to us directly for clarification. We’re here to help.

1. Defining Our Relationship

First things first, let's define who is who. When we say "Shuaib Holdings," "we," "us," or "our," we are referring to our holdings firm, its employees, directors, and the various companies within our investment portfolio. When we say "you" or "your," we are referring to you as an individual, or if you are acting on behalf of a company, that entity.

Our role is that of a holdings firm. This means Shuaib Holdings invests in and manages a diverse range of companies. We are not a direct consumer-facing retailer or a service provider in the traditional sense. Our interactions are primarily B2B (business-to-business), with investors, partners, portfolio companies, and prospective collaborators.

2. The Nature of Our Content and Information

All the information you find on our website, in our reports, presentations, or during our conversations—this includes text, graphics, logos, images, and software—is the property of Shuaib Holdings or our partners and is protected by intellectual property laws.

We share this information to give you a sense of who we are, what we value, and how we operate. However, it’s crucial to understand that this information is for general informational purposes only. It is not intended to be, and should not be construed as, financial, legal, or investment advice. The world of investment is complex and constantly changing, and the information we provide may not be accurate, complete, or current at the moment you see it.

3. How We Interact and Communicate

Our primary channels of communication are through our official website, email from our corporate domains (e.g., @shuaibholdings.com), and formal meetings. We value professional and respectful dialogue.

You agree that any information you provide to us, whether through a contact form, email, or otherwise, is accurate and truthful. You are not permitted to impersonate another person or entity, or to provide misleading information about your affiliation with a person or entity. Building a relationship with Shuaib Holdings is built on a foundation of mutual trust and integrity.

4. Our Investment Philosophy and Your Expectations

Shuaib Holdings prides itself on a strategic and disciplined approach to investment. We focus on long-term value creation rather than short-term gains. While we are always exploring new opportunities, we cannot guarantee that any proposal, business plan, or pitch sent to us will be reviewed, acknowledged, or acted upon.

We receive a significant volume of inquiries, and our team carefully evaluates each opportunity against our strict investment criteria. An absence of a response from Shuaib Holdings should not be interpreted as a commentary on the quality of your proposal but rather as a decision that it may not align with our current strategic focus.

5. Intellectual Property: Respecting What’s Ours and Yours

The "Shuaib Holdings" name, our logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Shuaib Holdings or its affiliates. You must not use these marks without our prior written permission. We’ve worked hard to build our reputation, and we protect it vigorously.

Similarly, we respect the intellectual property rights of others. If you believe that any content on our digital platforms infringes your copyright, please contact us immediately with specific details, and we will promptly investigate the claim and take appropriate action in accordance with applicable laws.

6. Disclaimer of Warranties – Being Realistic

We provide our website and all related information on an "as is" and "as available" basis. This means that Shuaib Holdings makes no representations or warranties of any kind, express or implied. We do not guarantee that our site will be uninterrupted, secure, or error-free, or that any defects will be corrected.

To the fullest extent permitted by law, we disclaim all warranties, both express and implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. This is a standard practice that helps manage expectations for everyone involved.

7. Limitation of Liability

This is an important section, so please read it closely. To the fullest extent permitted by applicable law, Shuaib Holdings, its directors, employees, or agents will not be liable for any indirect, incidental, special, consequential, or punitive damages. This includes, but is not limited to, loss of profits, data, use, goodwill, or other intangible losses.

This liability limitation arises from your access to or use of, or inability to access or use, our services; any conduct or content of any third party on our services; unauthorized access, use, or alteration of your transmissions or content; and any other matter relating to our services. Our total cumulative liability to you for all claims arising from your interaction with Shuaib Holdings shall not exceed the amount of one hundred dollars ($100.00) or the total amount of fees received by us from you in the past twelve months, whichever is greater.

8. How You Indemnify Us

You agree to defend, indemnify, and hold harmless Shuaib Holdings and its licensors, licensees, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms & Conditions or your use of our services. This includes, but is not limited to, your User Contributions, any use of the site's content, services, and products other than as expressly authorized in these terms.

9. Governing Law and Where Disputes are Handled

These Terms & Conditions and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the jurisdiction in which Shuaib Holdings is formally registered and operates, without regard to its conflict of law provisions.

We believe in resolving disputes amicably. If a dispute arises between you and Shuaib Holdings, our first step will always be to try to resolve it through good-faith negotiation and mediation. However, if we cannot reach a resolution, you agree that any legal action or proceeding relating to your access to, or use of, our services or these Terms will be instituted exclusively in the courts located in that jurisdiction. You waive any objections to the exercise of jurisdiction over you by such courts.

10. The Concept of Severability

If any part of these Terms & Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that specific provision will be deemed severed from the terms. The rest of the agreement will remain in full force and effect. The invalid provision will be replaced by a valid one that comes closest to the original intention of Shuaib Holdings.

11. Our Ability to Change These Terms

The business landscape evolves, and so does Shuaib Holdings. Therefore, we reserve the right to update, amend, or change these Terms & Conditions at our sole discretion at any time. We will do our best to notify you of any material changes by posting the new Terms on our site and updating the "Last Updated" date.

Your continued engagement with Shuaib Holdings after any such change constitutes your acceptance of the new Terms. If you do not agree to any of these terms or any future version, your only recourse is to discontinue your use of our services and cease all interactions. We recommend you review this page periodically to stay informed of any updates.

12. Entire Agreement

This document represents the entire and exclusive agreement between you and Shuaib Holdings regarding your professional interaction with us. It supersedes and replaces any prior agreements, communications, and proposals, whether oral or written, between you and us. Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.

13. Our Policy on Waivers

If Shuaib Holdings does not exercise or enforce any right or provision of these Terms, it will not be considered a waiver of those rights. A waiver of any term or condition must be in writing and signed by an authorized officer of Shuaib Holdings to be effective. Even if we delay in enforcing this agreement, we can still enforce it later.

14. Contacting Shuaib Holdings

We truly value open communication. If you have any questions, concerns, or comments about these Terms & Conditions, or about anything else related to your relationship with Shuaib Holdings, please don’t hesitate to reach out to us through the official contact information provided on our website. We’re here to build strong, lasting partnerships, and that starts with a clear conversation.

Thank you for taking the time to understand the terms that guide our relationship with you. We look forward to the possibility of a productive and successful collaboration.

Last Updated: 25 August 2025